Who we are

Our website address is: https://over55.ca. We are a local Newfoundland Insurance Agency. We are located in St. John’s, NL.

The personal data we collect and why we collect it

Contact forms

If you make a submission through one of our contact forms, your data is passed directly to one of our agents via email. There are no third party companies involved in this. All of our agents and our website manager(s) are residents of Newfoundland.

From time to time, websites can get breached/hacked by unscrupulous people. While this has never happened to our site, it is always a possibility. Because of this our data collection forms only ask you to submit the minimum information that is required for us to contact you. Any sensitive or personal information that is required will usually be collected via phone/fax or by posted mail.

We generally only ask for your name, Phone / Email info, and your age.

We will never ask for your SIN number, Credit Card Number, or MCP number through our website. In the unlikely event that you see such a request in one of our contact forms, it indicates possible malicious activity. Don’t fill it in.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.